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The Mutual Difference
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As a mutual we are owned by and responsible to our policyholders; small enough to provide personal service yet large enough to provide extended coverage. We are a strong local company supported by membership in a nationwide multi-million dollar network of Mutual insurance companies.
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Retail Store Coverage
Broadform Building Coverage
- Replacement cost
- Accidental breakage of glass and signs
Equipment Coverage
- Replacement cost
- Optional theft coverage
- Optional mechanical breakdown to computers
Stock Coverage
- Optional theft coverage
- Market value for stock on shelves
- 'Peak Season' coverage automatically increases stock limits up to 25%
Loss of Income Coverage
- Replaces business income lost as a result of insured damage to property (less expenses which do not continue)
Crime Coverage
Commercial General Liability
- Retail store premises
- Tenants legal liability
Ask your broker for more complete information.
HIGHLIGHTS ONLY. Actual policy wordings govern. Coverage availability subject to underwriting eligibility.
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