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The Mutual Difference
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As a mutual we are owned by and responsible to our policyholders; small enough to provide personal service yet large enough to provide extended coverage. We are a strong local company supported by membership in a nationwide multi-million dollar network of Mutual insurance companies.
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Farm
Machinery Coverage
- All external perils coverage
- Damage to non-owned or leased machinery
- Loss of use
- Optional replacement cost
Building Coverage
- Broadform or named perils coverage
- Optional replacement cost
- Increased reconstruction costs due to bylaws
Produce Coverage
- Seed, fertilizers, herbicides, pesticides, commercial feed, refrigerated
produce and cash crops
Livestock Coverage
- Standard or broadform coverages available for cattle, swine, poultry and horses
Loss of Income Coverage
- Ongoing and extra expenses after a loss
- Profits / Expense
Farm Liability
- Corporate & family farm operations
- Environmental pollution coverage
- Extensions for custom work
Ask your broker for more complete information.
HIGHLIGHTS ONLY. Actual policy wordings govern. Coverage availability subject to underwriting eligibility.
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