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The Mutual Difference
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As a
mutual we are owned by and responsible to our policyholders; small enough
to provide personal service yet large enough to provide extended
coverage. We are a strong local company supported by membership in a
nationwide multi-million dollar network of Mutual insurance companies.
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Farm
Machinery Coverage
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All external
perils coverage
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Damage to
non-owned or leased machinery
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Loss of use
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Optional
replacement cost
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Building Coverage
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Broadform or
named perils coverage
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Optional
replacement cost
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Increased
reconstruction costs due to bylaws
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Produce Coverage
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Seed,
fertilizers, herbicides, pesticides, commercial feed, refrigerated
produce and cash crops
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Livestock Coverage
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Standard or
broadform coverages available for cattle, swine, poultry and horses
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Loss of Income Coverage
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Ongoing and
extra expenses after a loss
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Profits /
Expense
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Farm Liability
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Corporate
& family farm operations
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Environmental
pollution coverage
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Extensions
for custom work
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Ask your broker for more complete information.
HIGHLIGHTS ONLY. Actual
policy wordings govern. Coverage availability subject to underwriting
eligibility.
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