The Mutual Difference

As a mutual we are owned by and responsible to our policyholders; small enough to provide personal service yet large enough to provide extended coverage. We are a strong local company supported by membership in a nationwide multi-million dollar network of Mutual insurance companies.

Auto

WHAT'S NEW WITH PRIVATE PASSENGER AUTO? 

Property Insured Discount!
Save 10% off your auto policy premium when you insure your home, condominium unit, tenants or farm residence with us!

Protection Plus!
If purchased, this option protects your good driving record if you are at least six years accident free. In the event of your first "at fault" accident, you keep your accident free rating! (This protection cannot be applied to accidents resulting in any criminal code or major Highway Traffic Act violation.)

Emergency Road Service!
This coverage reimburses you for towing and emergency service up to $50.00 per emergency. The coverage pays in excess of (or in absence of) any auto club, manufacturers or dealers warranties or credit card programs. The cost of parts or fuel does not qualify.
This coverage is included at no additional charge when your vehicle is insured by us for "Collision and Comprehensive" or "All Perils" physical damage coverages.

Transportation Replacement!
This option if purchased, pays for the rental of a substitute vehicle while your vehicle is out of service due to a loss which your vehicle is insured against. The total reimbursement is up to $1 000, with a maximum daily limit of $50.00.

Retiree Discount!
A discount of 10% can apply to the 'Accident Benefits' section of your automobile policy if you are retired and not receiving any income from any business or occupation and you are over the age of 65 or receiving pension under any government or registered pension plan.

Trailmaster Discount For Snowmobiles!
A new Trailmaster discount of 15% is now available for motorized snow vehicles provided all operators are 40 years of age or over and all operators have remained accident and claims free for the last six years. You must have owned a snow vehicle throughout the past five years.

Ask your broker for more complete information.

HIGHLIGHTS ONLY. Actual policy wording govern. Subject to underwriting guidelines.